Home Loans
Get a home loan from your hometown bank.
Get a home loan from a community bank that knows the importance of community. That’s why we offer low rates, honest help and quick closings that get you in the home—and the community—of your dreams. To get started click the apply now button below or contact one of our Home Loan Experts.
Our Bankers are here to help you make an informed decision when evaluating the various home mortgage loan options. From finding out how much you can qualify for to applying for a mortgage loan and everything in between, we have you covered.
We offer initial purchase or refinance options with fixed or adjustable rate term mortgage solutions to include:
- Conventional
- Government (VA, FHA, USDA)
- Condominiums
- Jumbo
In addition, we offer competitive rates on Residential Lot Financing and Construction Financing.
Applications made simple!
Our application process is quick, simple and streamlined. When you apply for a home loan, your loan officer will ask you for information to determine your loan eligibility. Some of the information you'll need to be prepared to provide include:
- Two months current bank statements
- Two current paystubs along with last year's W-2
- Self-employed will require two years personal and business returns
- Form of Photo ID
You'll sign authorizations to allow us to verify your income and bank accounts, and to obtain a copy of your credit report. If you've already made an offer on a home, you'll need to provide a purchase contract and a receipt for any good-faith deposit that you may have given the seller.
You can begin the application process now and one of our home loan specialists will reach out to you to begin the process of getting you in your new home.
Our Home Loan Experts
- Veronica Barattini, Assistant Vice President NMLS 1427240
- Andrea Steib, Assistant Vice President NMLS 2285708
United Community Bank NMLS 478281