CRA Public File

The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low-and moderate-income neighborhoods. UCB is proud to achieve a "Satisfactory" CRA rating from the FDIC in our most recent Performance Evaluation.

Public Comments (Coming Soon)

Public comments received for the current year and prior two calendar years as of April 1, 2024 can be assessed by clicking here.

CRA Public Disclosure

The most recent copy of UCB CRA Performance Evaluation can be assessed by clicking here.

Branch Locations and Hours of Operations

Click here for a list of branch locations and hours of operation as of April 1, 2024.

Products & Services

A full listing that includes all of the products and services we offer is available by clicking here.

Facility-Based Assessment Areas

The following assessment areas represent the communities UCB serves. CRA Maps by parish can be accessed by clicking the links at the bottom of the page. A complete CRA Tract Listing can be assessed by clicking here.

Home Mortgage Act Notice (HMDA)

A copy of our most recent HMDA Notice can be assessed by clicking here.

Loans To Deposit Ratios

A current illustration of our Loans to Deposits Ratio for each quarter of the previous year can be found by clicking here.