United Community Bank

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Loans & Credit Cards


Residential Lot Loans

Finding the right lot is an important step when designing your dream home. We offer long term repayment options as well as short term interest only options. If you need a loan to purchase a lot for home construction, consider one of our residential construction loans. Our construction loans are designed to include both lot financing and construction financing in one simple borrowing option and with some very competitive rates. For More Information, click here or Apply Now.

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Home Equity Lines & Home Equity Term Loans

Before you dig out your toolbox and get carried away with your “to-do” list, let’s make sure you have the funds you need! We offer Homeowners multiple ways to put your home to work for you. We offer 1st or 2nd Mortgage Options with flexible terms. For More Information, click here or Apply Now.

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Auto, Boat, & Recreational Vehicles

New or used, for land or water...You call the shots, we’ll put you in the driver’s seat.

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Residential Construction Loans

If you are looking to construct a residence from the ground up or renovate an existing property, we can help. United Community Bank offers competitive pricing options for new construction and renovations. For more information, click here or Apply Now.

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Personal Loans & Lines of Credit

What’s that we hear? Wedding bells? Pomp and Circumstance? A refrigerator that’s about to quit? Whatever it may be that’s headed your way, a low-cost loan will get you the cash you need to take it on.

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Certificate or Savings Secured

By using your personal assets such as your savings as collateral for a secured loan, you could access lower interest rates and better borrowing options.

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Credit Cards

In addition, we offer a variety of Credit Card products designed to fit your personal needs. For more information and to apply online, visit our Credit Cards page.

To Learn More, contact your local banker at 866-505-3736.