Personal Checking Accounts | United Community Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking

Personal Banking Login

Business Banking Login

Open Account

Checking

COMMUNITY POINTS CHECKING

This checking account allows you to earn points every time you use your United Community Bank VISA® Debit Card.

Learn More

Open Community Points Checking

PERSONAL NOW ACCOUNT

This interest-bearing checking account is ideal if you need access to your funds but want competitive interest rates.

  • Minimum Initial Deposit: $1,000
  • If your minimum daily balance is less than $1,500, a fee of $10.00 per cycle applies and no interest is applied to your balance

REWARD CHECKING

Earn a premium interest rate* on your checking account balance with Reward Checking.

Learn More


Open a Reward Checking


All of our Checking Accounts offer:

ATM NETWORK

ZELLE®

ONLINE AND MOBILE BANKING

GREENLIGHT: DEBIT CARD FOR KIDS

UNITED COMMUNITY BANK VISA® DEBIT CARD

MOBILE WALLET

eNOTICES