Personal Checking Accounts | United Community Bank
All UCB locations will be closed Wednesday, June 19th, in observance of Juneteenth.

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COMMUNITY POINTS CHECKING

This checking account allows you to earn points every time you use your United Community Bank VISA® Debit Card.

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Open Community Points Checking

PERSONAL NOW ACCOUNT

This interest-bearing checking account is ideal if you need access to your funds but want competitive interest rates.

  • Minimum Initial Deposit: $1,000
  • If your minimum daily balance is less than $1,500, a fee of $10.00 per cycle applies and no interest is applied to your balance

REWARD CHECKING

Earn a premium interest rate* on your checking account balance with Reward Checking.

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Open a Reward Checking


All of our Checking Accounts offer:

ATM NETWORK

Our ATM locations range from Baton Rouge to Golden Meadow. You’ll find information about each of our branch locations on our Locations page.

ZELLE®

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust. Money is sent directly to the recipient's account and is typically available in minutes, and all you need to send money is the recipient's email address or U.S. mobile phone number.

Zelle is available through our Mobile App and Online Banking solutions to all customers utilizing Bill Pay. For additional information, click here.

ONLINE AND MOBILE BANKING

Manage and access your account anytime, anywhere from any device.

UNITED COMMUNITY BANK VISA® DEBIT CARD

United Community Bank VISA® Debit Card offers you control, security and convenience when you make everyday purchases. For your protection, we also provide around-the-clock fraud monitoring. If you’d like to earn points just by using your United Community Bank VISA® Debit Card, our Community Points Checking might be right for you

MOBILE WALLET

Apple Pay, Samsung Pay, and Google Pay allow you to make payments from your United Community Bank VISA® Credit or Debit Card using your Mobile Device with a single touch. It’s available in-store and online with a variety of merchants and within apps.

eNOTICES

Instantly view all notices and statements online at your convenience with eNotices.