Open a Personal Banking Account | United Community Bank

Open Account

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Open Account

Open Account

Quick and Easy

We’ve made it easy to open a new checking or savings account. With a few simple steps, your account will be opened without having to step foot in one of our branches. Open your account in as little as 5 minutes and you're done.

Existing UCB Customers simply log in to Online Banking and select the open another account feature below your account list.

What type of account are you interested in opening online?

Checking Savings

Before You Get Started

When opening an account, you will need to gather a few pieces of information that are detailed below. All applicants must be 18 years or older.


Anyone of the following (non-expired).

  • Driver’s License or State-Issued Identification Card
  • Passport
  • U.S. Military Identification Card

Funding Your Account

We offer several methods to fund your new account.

  • Credit or Debit Card
  • ACH from another account
  • Fund later in person at a UCB Office

Personal Information

  • Full Name
  • Social Security Number
  • Employer Name
  • Occupation (if retired, list occupation retired from)
  • Email
  • Physical
  • Mailing Address (if different from physical)
  • Cell Phone

If the address on your identification does not match your provided address, you may be contacted to provide supporting documentation such as a current utility bill.