New Accounts
If you’re ready to open a new business account with UCB, please visit us at one of our branches so that one of our business bankers can personally assist you. You can find the branch nearest you on our Locations page.
The information below will assist you in gathering what is required to establish your new business account.
Beneficial Ownership
On January 1, 2024, the Financial Crimes Enforcement Network (FinCEN) established regulatory
requirements for all non-exempt business customers requiring them to provide identifying information on its
Beneficial Owners, Control Person, and Certifying Person, as applicable to their financial institution.
In an effort to make this process easier for you, we are providing a link to the Beneficial Ownership Form which can be completed prior to visiting a branch to open your account. In addition to the completed form,
you will need to provide a non-expired primary identification for everyone. For most, this will be an unexpired
driver’s license.
Business Documentation
In addition to the Beneficial Ownership Form, you will need to bring certain documentation with you to open
your account, which varies depending on the nature of your business. We’ve outlined the additional
documentation requirements below.
Sole Proprietorship/DBA
- Identification of owner
- Tax ID (TIN)/Social Security Number
- Occupational License, Assumed Name Certificate or Trade Name Certificate
General Partnership
- Identification of Partners
- Tax ID (TIN) for Partnership
- Partnership Agreement
- Occupational License, Assumed Name Certificate or Trade Name Certificate
- Beneficial Ownership Form
Corporation
- Identification of Signers
- Tax ID (TIN) for Corporation
- Articles of Incorporation
- By-Laws (if Articles refer to any)
- 501 C IRS Form (if Non-profit)
- Beneficial Ownership Form
Limited Liability Company
- Identification of Signers
- Tax ID (TIN) for Limited Liability Company
- Articles of Organization
- Operating Agreement (if Articles refer to any)
- Beneficial Ownership Form
Non-Profit Association/Club or Organization
- Identification of Signers
- Tax ID of Association/Organization
- Charter, By-Laws or Minutes of the Board Meeting (if available)