Loans | Residential Lot Loans | United Community Bank
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Residential Lot Loans

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Residential Lot Loans

GET A LOT

FOR LESS.

Finding the right lot is an important step when designing your dream home. We offer flexible repayment options and affordable rates that can work in almost any budget.

Details

  • Rates as low as 8.00% with an APR* of 9.74%
  • Loans from $10,000 to $1,000,000
  • Up to 90% Loan to Value ✲
  • Roll your unpaid balance into permanent financing
  • No prepayment penalties
  • Short Term Interest Only or Long Term Principal and Interest options available
  • Construction and Permanent Financing options available

For more details, call one of our lending specialists at 866.505.8786. For a listing of lending specialists in your area, click here.

Apply Now

*Annual Percentage Rate (APR) accurate as of December 19, 2024 for a loan amount of $50,000.00, 11 months of interest and 1 balloon payment of principal and interest. APR will vary based on loan amount, term, amortization, and finance charges. APR is based on highest tier credit score. Maximum loan size is $1,000,000.00, minimum loan size is $10,000.00. Subject to credit approval and program underwriting guidelines. Interest rates and program terms are subject to change without notice.

✲ Loan to value is calculated based on the subject property’s fair market value.