Residential Lot Loans
GET A LOT
Finding the right lot is an important step when designing your dream home. We offer flexible repayment options and affordable rates that can work in almost any budget.
- Rates as low as 9.00% with an APR* of 10.79%
- Loans from $10,000 to $1,000,000
- Up to 90% Loan to Value ✲
- Roll your unpaid balance into permanent financing
- No prepayment penalties
- Short Term Interest Only or Long Term Principal and Interest options available
- Construction and Permanent Financing options available
*Annual Percentage Rate (APR) accurate as of July 27, 2023 for a loan amount of $50,000.00, 11 months of interest and 1 balloon payment of principal and interest. APR will vary based on loan amount, term, amortization, and finance charges. APR is based on highest tier credit score. Maximum loan size is $1,000,000.00, minimum loan size is $10,000.00. Subject to credit approval and program underwriting guidelines. Interest rates and program terms are subject to change without notice.
✲ Loan to value is calculated based on the subject property’s fair market value.