Introducing Greenlight: Raising financially… | United Community Bank
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Greenlight: The Debit Card for Kids

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Greenlight: The Debit Card for Kids

Greenlight for Kids and Teens

Introducing Greenlight: Raising financially smart kids just got easier.


We’ve partnered with Greenlight to support you in teaching your kids about smart money management. The Greenlight service is a financial education app and debit card1 for kids and teens that allows parents to instantly send their kids money, set up chores and allowance, create savings goals, and more. Best of all, Greenlight is free for UCB customers when you register using this unique link and add your UCB account as a funding source.2

If you don’t have a checking account with UCB, you can click here to see your account options or stop by any of our branch locations.

Instant Transfers

Send money to your kids and teens — anytime, anywhere.

Spending History

Spending History

Keep an eye on spending. Give a helping hand with budgeting.

Mobile Wallet

Link your card to Apple or Google Pay.

Flexible Controls

Choose where your kids can spend and set spending limits.

Real-Time Notifications

Get notified of transactions and investment requests.

Spend Notification

With Greenlight, parents can:

  • Add up to 5 kids, each with their own debit card
  • Send money to a kid’s card instantly
  • Set parental controls on spending categories
  • Turn a child’s card on/off in one tap
  • Receive real-time notifications whenever a child makes a purchase
  • Assign chores and jobs to teach kids the value of hard work
  • Activate savings boosts like round-ups and parent-paid interest
  • Facilitate discussions about smart money habits with your kids

With Greenlight, kids can:

  • Use their own debit card (with parental controls in place)
  • Swipe their card wherever Mastercard is accepted (including most countries!)4
  • Set and achieve savings goals
  • “Level up” their money knowledge with Greenlight’s financial literacy game
  • Receive payments from friends and family with Pay Link
  • Earn allowance or payments for completing chores
  • Set up direct deposit for an after-school job
  • Add their card to their virtual wallet (Apple Pay, Google Pay)

Frequently Asked Questions about Greenlight

What if I had Greenlight prior to banking with UCB?

No problem. Please contact Greenlight customer service by calling 888-483-2645 or texting 404-974-3024 and inform them you would like to be added to the United Community Bank partnership program. Note that upgraded plans result in additional fees.

I signed up through the UCB link, but I was just charged a monthly fee.

Please contact Greenlight customer service by calling 888-483-2645 or texting 404-974-3024 and inform them you would like to be added to the United Community Bank partnership program. Note that upgraded plans result in additional fees.

Can I send money to my child’s Greenlight card from the UCB app or website?

While you can access Greenlight through UCB's mobile app, Greenlight is its own individual app, but within the Greenlight app, you can send money to your child’s card, turn their card on/off, and set up spending controls, allowance, chores, and more.

Is there a minimum age to have a Greenlight card?

We support kids and grownups of all ages. No minimum (or maximum) age here. The Primary Accountholder must be at least 18 years old and a US resident.

Is there an app for kids?

Kids and parents will both use the same Greenlight app you see in the app store but have two different experiences and individual login credentials. Parents can send funds, set flexible spend controls, and more.

Is Greenlight safe?

Greenlight debit cards are FDIC-insured up to $250,000 and come with Mastercard’s Zero Liability Protection. Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.

Can Greenlight cards be used internationally?

Yes, the Greenlight card can be used internationally in most countries, and there are no international fees or any foreign transaction fees! For a complete list of countries where the card cannot be used, click here.

How long does it take for my debit card to arrive?

After completing registration or requesting a replacement card, your debit card will arrive within 7-10 business days. If you would like to expedite your shipping for your card to arrive within 2-3 business days, you can call our customer service team at 888-483-2645 within 12 hours of signing up. You can request to have your shipping expedited for a one-time fee of $24.99.

How do I verify my funding source?

Bank Account: if you are prompted to verify your bank account when manually adding your funding source, you will receive 2 small deposits of $1.00 or less in your account within 1-2 business days. To verify your bank account as a funding source, you will need to input the 2 micro deposit amounts into your Greenlight app when prompted to verify.

If you do not see these deposits within 3 business days, please contact your banking service provider directly and have them take a look at the status of your bank account. Once you complete verification, the 2 micro deposits will be removed from your bank account to offset the deposit amounts.

Debit Card: Once you add your debit card as a funding source and make your initial funding load, you should see 2 transactions on your debit card that add up to the initial load amount. You will need to confirm these transactions within 3 business days in the Greenlight app to verify your debit card.

If you do not see these transactions within 4 business days, please contact your banking service provider directly and have them take a look at the status of your bank account.

How do I activate my child’s Greenlight card?

When your child’s card arrives, follow these simple steps to activate it right away:

  1. Open your Greenlight app. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
  2. Tap on the notification and input the card’s expiration date in the app to activate it.
  3. Next, visit your child’s dashboard by clicking their square at the top of your Parent Dashboard.
  4. Select “Manage Card” then “Set debit card PIN.” After the PIN is set, your physical card is activated and ready to use!

Are there spending limits?

Yes. Parents can set spending limits and purchases based on category within the Greenlight App. In addition, Greenlight has specific daily limits than can be found by clicking here.

How can I check my child’s spending history?

We have made it super easy to check your child’s spending history.

  1. Navigate to your child’s dashboard.
  2. Click on the Spending tile.
  3. At the top right, click on “History.”

You then have the ability to filter the view to see spending history for the last 30 days, 90 days, or 12 months as well as grouping transactions by stores.


More Questions? Visit the Greenlight Help Center or contact us at 1-800-822-2651

1The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

2 United Community Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their United Community Bank account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 05/02/2026. Subject to minimum balance requirements and identity verification. Offer subject to change at any time. Upgraded plans may include Invest Account Services, which are the investment advisory services provided by Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight, as a Registered Investment Advisor, and the brokerage services provided by DriveWealth, LLC as a broker-dealer. Investments are not a deposit and are not FDIC Insured. Investing involves risk, including potential loss of principal.

3 Greenlight Core, Greenlight Select, and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Only Greenlight Max and Infinity families can earn 1% cash back on spending monthly. To qualify, the Primary Account must be in Good Standing and have a verified ACH funding account. See Greenlight Terms of Service for details. Subject to change at any time.

4 International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard).