United Community Bank's offices will be closed Friday, April 19, 2019 in observance of Good Friday.

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Residential Construction Loans



Whether it's ground up construction or you are looking to renovate an existing property, we can help. We offer competitive pricing options with personalized service.


  • Competitive Rates (Call For Current Rates)
  • Loans from $10,000 to $1,000,000
  • Up to 90% Loan to Value ✲
  • Roll your unpaid lot loan balance into your construction loan (if applicable)
  • No prepayment penalties
  • Various Terms Available

For more details, contact one of our Residential lending specialists at 866.505.8786. For a listing of lending specialists in your area, click here.

Subject to credit approval and program underwriting guidelines. Interest rates and program terms are subject to change without notice.

Loan to value is calculated based on the subject property’s fair market value.