United Community Bank

Personal Banking Login

Business Banking Login

Checking

SMALL BUSINESS CHECKING

  • Minimum initial deposit: $100
  • $7.00 monthly service charge*
  • 300 transaction items per cycle‡ ($0.45 each thereafter) 

*Fee will be waived for accounts that maintain a daily balance of $15,000 or greater during the statement cycle.
‡A transaction item is any debit or credit posted to an account and any items deposited.

BUSINESS CHECKING

  • Minimum initial deposit: $100
  • Maintenance fee: $10.00 per cycle
  • Debit transaction item: $0.20 each
  • Credit transaction item: $0.15 each
  • ACH item: $0.15 each
  • Earnings credit tied to current United Community Bank interest rates

BUSINESS REWARDS CHECKING

  • Minimum initial deposit: $3,000
  • 200 transaction items per cycle‡ ($0.50 each thereafter)
  • Average balance less than $10,000: $10.00 per cycle
  • Tiered interest rate
  • Must complete 15 posted and cleared United Community Bank Business VISA® Debit Card transactions of at least $5.00 each in a qualifying statement cycle

‡A transaction item is any debit or credit posted to an account and any items deposited.

UNITED COMMUNITY BANK BUSINESS VISA® DEBIT CARD

United Community Bank Business VISA® Debit Card offers you control, security and convenience when you make your everyday business purchases. For your protection, we also provide around-the-clock fraud monitoring. For information on how you can earn points just for using your card, see our Community Points Checking information. There is a $12 annual fee for all Business Debit Cards. 

APPLE PAY®

Apple Pay allows you to make payments from your United Community Bank VISA® Business Debit Card using your iPhone 6 or newer with a single touch. It’s available in-store with a variety of merchants and within apps.

Look for either of these symbols at checkout.

apple-pay-1.jpg#asset:427

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.