Checking

• Minimum initial deposit: $50
• $7.00 monthly service charge*
• 300 transaction items per cycle‡ ($0.45 each thereafter)

*Fee will be waived for accounts that maintain a daily balance of $15,000 or greater during the statement cycle.
‡A transaction item is any debit or credit posted to an account and any items deposited.

• Minimum initial deposit: $50
• Maintenance fee: $10.00 per cycle
• Debit transaction item: $0.20 each
• Credit transaction item: $0.15 each
• ACH item: $0.15 each
• Earnings credit tied to current United Community Bank interest rates

• Minimum initial deposit: $3,000
• 200 transaction items per cycle‡ ($0.50 each thereafter)
• Average balance less than $10,000: $10.00 per cycle
• Tiered interest rate
• Must complete 15 posted and cleared United Community Bank Business VISA® Debit Card transactions of at least $5.00 each in a qualifying statement cycle

‡A transaction item is any debit or credit posted to an account and any items deposited.

United Community Bank Business VISA® Debit Card offers you control, security and convenience when you make your everyday business purchases. For your protection, we also provide around-the-clock fraud monitoring. For information on how you can earn points just for using your card, see our Community Points Checking information. There is a $12 annual fee for all Business Debit Cards.

Apple Pay, Google Pay, & Samsung Pay allow you to make payments from your United Community Bank VISA® Credit or Debit Card using your Mobile Device with a single touch. It’s available in-store with a variety of merchants and within apps.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

We offer additional services that can greatly enhance your Business Checking account and allow you to leverage efficiency and convenience. Visit our Business Solutions page for more information.