Our Offices will be closed in Observance of Presidents Day on Monday, February 19th 2018.

United Community Bank

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Privacy Policy

WHAT DOES UNITED COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION? 

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number 
  • Account balances
  • Payment history
  • Transaction or loss history 
  • Credit history 
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice. 

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons United Community Bank chooses to share; and whether you can limit this sharing. 


REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does United Community Bank share? Yes
Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you.
Does United Community Bank share? No
Can you limit this sharing? We don't share

For joint marketing with other financial companies 
Does United Community Bank share? No
Can you limit this sharing? We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences.
Does United Community Bank share? No
Can you limit this sharing? We don't share

For our affiliates' everyday business purposes - information about your creditworthiness.
Does United Community Bank share? No
Can you limit this sharing? We don't share

For nonaffiliates to market to you 
Does United Community Bank share? No
Can you limit this sharing? We don't share

Questions? Call 225-644-2265 or go to www.ucbanking.com 


WHAT WE DO

How does United Community Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. 

How does United Community Bank collect my personal information? 
We collect your personal information, for example, when you

  • Open an account
  • Use your credit or debit card
  • Pay your bills
  • Make a wire transfer
  • Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

Why can't I limit all sharing? 
Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 


DEFINITIONS

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. 
United Community Bank does not share with our affiliates.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
United Community Bank does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
United Community Bank doesn't jointly market.