Home Equity | United Community Bank

Home Equity

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Home Equity

Putting your Home to work for you is easier than you think. We offer multiple options for Homeowners whether you currently have a home mortgage or you own your home free and clear.

Home Equity Term Loans

  • Fixed rate term loan secured by either primary or secondary residence
  • Provides customers with more cash on hand
  • Typically used for long-term, single costs
  • Competitive Rates

Home Equity Lines of Credit

  • Variable rate line of credit secured by primary residence
  • Provides customers with an increased cash flow or spending limit
  • Typically used for short-term, recurring costs
  • Competitive Rates

HELOC Program Disclosure & Booklet (pdf)

To get started, apply now.

Subject to credit approval and program underwriting guidelines. Interest rates and program terms are subject to change without notice.