Filing Your Taxes Doesn’t Have to Be Scary
Your UCB personal banking expert can help
Tax season is coming to a close, and deadline day is inching nearer! If you’re still sliding “do taxes” to the bottom of the to-do list, we get it … and we’re here to help.
Taxes can feel cumbersome and daunting, but our banking experts at United Community Bank have a couple of tricks up their sleeves to make tax season feel a bit more approachable.
Whether you’re doing your taxes yourself, utilizing an online program or working with a CPA, here are five tips to manage tax season like a pro!
Five tips to file your taxes
- 1. Gather your documents first
Collect all W-2s, 1099s, receipts and last year’s return before you do anything else. Having everything you need in one, organized place helps your bank support you faster if any questions arise. - 2. Make the most of your deduction eligibility
Think about things like childcare costs, student loan interest and qualified expenses that can add up. Your personal banking experts at United Community Bank can often point you toward trusted local tax resources if you’re unsure about what deductions you’re eligible for. - 3. Last year’s form is your best template
Use last year’s forms as a guide. Chances are, not a whole lot has changed. Create a side-by-side comparison that can help you spot missing income, changes or discover opportunities to save money. - 4. Confirm account details
Make sure you double-check your routing and account numbers to ensure your refund lands safely and quickly. Remember, if you’re a UCB customer, the routing number can be easily found on ucbanking.com. At the end of the day, it’s all about getting your tax refund safely into your checking account! - 5. Consider how to best use your refund
Have a game plan on how to use any refund you get after you file your taxes. Whether it’s building up your savings, paying down a little debt or investing, your local banking expert at UCB can help you put your refund to work right here at home. Consider opening a Reward Checking account through UCB to make the most of your return.
If you have questions about your taxes, lean on us at United Community Bank as a resource. We aim to serve our community in all matters of finance. In fact, we recently had the extreme privilege of setting up a booth at the Beyond the Bell Burgers with Benefits event in Thibodaux. Our UCB team chatted with community members about the current scams affecting everyday people. From gift card scams to phone scams, the threat is present every day. It’s crucial to be well-informed and diligent to protect your personal assets and identity.
To learn more about common scams that we are seeing, visit us at your local UCB branch and speak with a personal banking expert.