Mortgage

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Mortgage

Buying a home is a process. We can help.

Navigating the financial side of buying a home can feel overwhelming. UCB is here to help you make an informed decision when evaluating the various home mortgage loan options. From finding out how much you can qualify for to applying for a mortgage loan and everything in between, we have your back!

We offer fixed and adjustable rate long term mortgage solutions to include:

  • Conventional
  • Government (VA, FHA, USDA)
  • Condominiums
  • Jumbo (Loans over xx)

In addition, we offer competitive rates on Residential Lot Financing and Construction Financing.

Applications made simple!

Our application process is quick, simple and streamlined. When you apply for a mortgage, your loan officer will ask you for information to determine your loan eligibility. Some of the information you'll need to provide include:

  • Two months current bank statements
  • Two current paystubs along with last year W-2
  • Self-employed will require two years personal and business returns
  • Form of Photo ID

You'll sign authorizations to allow us to verify your income and bank accounts, and to obtain a copy of your credit report. If you've already made an offer on a home, you'll need to provide a purchase contract and a receipt for any good-faith deposit that you might have given the seller.

You can begin the application process now and one of our mortgage lenders will reach out to you to begin the process of getting you in your new home.

If you would like additional information on our Residential Construction or Residential Lot Loans, click here.


List Mortgage Lenders here with NMLS