Our Offices will be closed in Observance of Presidents Day on Monday, February 19th 2018.

United Community Bank

Step up your savings

With our Step Up CD, earn 1.70% APY* and get the option to adjust to a higher rate once during the certificate term.

Personal Banking Login

Business Banking Login

Step Up CD

*Annual Percentage Yield (APY) is effective as of 6/1/2017 and is applicable to the initial 24-month term of the CD. Rate offer is valid for new money only. Transfers from existing United Community Bank accounts are not eligible. Minimum opening deposit of $1,000 is required with a maximum deposit of $250,000 per individual or business. Penalty may be imposed for early withdrawal which could reduce earnings. Interest will compound annually. Additional restrictions may apply. Rate offer available for a limited time and may change without notice. At maturity, a non-promotional rate currently offered by the bank, for the same term, will apply. Promotion rate applies to personal and business accounts only and is not valid for public entities, brokerage and institutional deposits or in conjunction with other promotional offers. Interest Rate may be adjusted one time during the original certificate term utilizing rate offered at time of request with a maximum of 2.00% APY.