Credit Cards

Personal Banking Login

Business Banking Login

Credit Cards

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

• Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.

• Mobile purchasing capability for added convenience.

• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days per year.

• Plus much more!

Apply

For Information regarding our Credit Card Products or to apply for a UCB Credit Card:

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.

• No fee for additional employee cards.

• Mobile payment capability for added convenience.

• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days per year.

Apply

For Information regarding our Credit Card Products or to apply for a UCB Credit Card:


Existing Cardholders

Accessing your credit card account

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View statements
  • And much more!

If your account was opened after July 2017 or was previously obtained from United Community Bank Prior to March 2015, you can access your account below.

If your account was opened with Community Bank prior to July 2017, you can access your account below.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.