Access ID:
Personal     Business

PERSONAL SERVICES

 

COMMUNITY POINTS CHECKING

The checking account that allows you to Earn Points every time you use your United Community Bank VISA® Debit Card. Points can be redeemed for Merchandise, Travel, Gift Cards, and many other items available in our vast online catalog.

     •  Minimum Initial Deposit: $100

     •  No Monthly Service Charge

     •  First Order of UCB Wallet Checks Free

     •  Unlimited Check Writing

     •  Earn Points for using your United Community Bank VISA® Debit Card

     •  Ask a Representative for Details

 

REWARD CHECKING

Earn a premium interest rate on your checking account balance.

     •  Minimum Initial Deposit: $100

     •  No Monthly Service Charge

     •  Unlimited Check Writing

     •  Premium Interest Rate*

     •  Electronic Statements**

     •  Refund of Foreign ATM Surcharges+

     •  Must Complete 15 Posted and Cleared United Community Bank VISA® Debit Card Transactions With a 
        Minimum Amount of $5.00 Each in a Qualifying Statement Cycle

     •  Ask a Representative for Details

*Reward Checking requirements must be met during the qualifying statement cycle. Rate is subject to change.
**Traditional paper statements delivered by mail may be substituted for a fee of $3.00 per statement.
+Up to $20.00 per qualifying statement cycle provided all account requirements are met.

 

PERSONAL NOW ACCOUNT

An interest-bearing checking account perfect for those needing availability of funds with the added benefit of competitive interest rates.

     •  Minimum Initial Deposit...................................................$1,000

     •  Minimum Daily Balance Less Than $1,500..................$10.00/cycle

     •  Minimum Daily Balance Less Than $1,500............No Interest/cycle

 

MONEY MARKET INVESTMENT ACCOUNT

     •  Minimum Initial Deposit..................................................$2,500

     •  More Than 6 Debits per Cycle..................................$11.00/debit

     •  Minimum Daily Balance Less Than $2,500.................$10.00/cycle

     •  Minimum Daily Balance Less Than $2,500............No Interest/cycle

 

REGULAR SAVINGS ACCOUNTS

     •  Minimum Initial Deposit.....................................................$100

     •  Minimum Daily Balance Less Than $200......................$9.00/cycle

     •  More than 3 Withdrawals per Quarter.................$2.00/withdrawal

 

CLUB SAVINGS ACCOUNT

Save for Christmas or that Summer Vacation with a Club Savings Accounts.

     •  Minimum Initial Deposit....................................................$1.00

     •  Christmas Club Savings and Vacation Club Savings Accounts Available

     •  Requires Automatic Debit from a United Community Bank Checking Account

     •  Funds Deposited at Maturity to Designated United Community Bank Account

 

COMMUNITY KIDS SAVINGS

     •  Minimum Initial Deposit..................................................$50.00

     •  MoreThan3WithdrawalsperQuarter.....................$2.00/withdrawal


PERSONAL LOANS & LINES OF CREDIT

United Community Bank has affordable financing to fit your lifestyle including Residential Construction and Home Equity Loans. Contact your local branch at 866.505.3736 to get started.

 

PERSONAL ONLINE BANKING & MOBILE BANKING

United Community Bank offers a variety of serves that help you use and manage your accounts virtually whenever and wherever you want. With Online Banking and Mobile Banking you can:

     •  View Account Balances

     •  Transfer Funds

     •  Make Payments

     •  Manage your Bills with Billpayer

     •  Review Statements and Signup for eStatements

     •  Transfer Money to any one with Popmoney®

     •  Setup Account Alerts

     •  Make Deposits From your Mobile Device with Mobile Deposit

 

UNITED COMMUNITY BANK VISA® DEBIT CARD

United Community Bank VISA® Debit Card offers control, security and convenience when making all of your everyday purchases. For your protection, we also provide around-the-clock fraud monitoring. For information on how you can earn points just for using your United Community Bank VISA® Debit Card, see our Community Points Checking.

 

ATM NETWORK

Our 12 ATM locations range from Baton Rouge to Golden Meadow. For a complete listing of surcharge free ATM’s, please visit our website at www.UCBANKING.com.

Banking Services

Online Banking

Other Services

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