Access ID:
Personal     Business

Business Accounts

Business Accounts include FREE Online Banking, Bill Payer, and VISA® Check Cards

 Business Checking*
Minimum to Open - $100
Maintenance Fee $8.00/Cycle
Per Debit Transaction Item $ 0.20
Per Credit Transaction Item $ 0.08
Per ACH Item $ 0.10
Earnings Credit Tied to Current Bank Interest Rates
* Other Fees May Apply - Refer to Our "Other Services" for Additional Information

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 Small Business Checking*
Minimum to Open - $100
200 Transaction Items Per Statement Cycle‡ No Charge, Thereafter $0.25 Per Transaction

‡ A transaction item is any debit or credit posted to an account and any items deposited

* Other Fees May Apply – Refer to Our “Other Services” for Additional Information

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 Business Reward Checking*
FeatureRequirement/Charge
Minimum Initial Deposit $3,000.00
200 Transaction Items Per Statement Cycle‡ No Charge/Thereafter $0.50 Per Transaction
Average Balance Less Than $10,000 $10.00/Cycle
Tiered Interest Rate Ask Representative For Details
 Must complete at least 15 VISA® Business Check Card transactions that have posted and cleared to the account (excluding ATM transactions) in a qualifying statement cycle. 

‡ A transaction item is any debit or credit posted to an account and any items deposited

*Other Fees May Apply – Refer to Our “Other Services & Fees” for Additional Information 

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BUSINESS SERVICES

Business Manager

Give your business a competitive edge with our customized accounts receivable financing and billing service. Convert your existing daily receivables into cash and eliminate the hassle of billing. For more information contact any United Community Bank loan officer.

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ACH Services

We offer businesses the ability to make payments and collect funds electronically through the National ACH Network. Typical ACH Services include:

  • Direct Deposit of Payroll
  • Monthly Payments or Monthly Payment Collections
  • Federal and State Tax Payments

See a Customer Service Representative at any United Community Bank location for fees and qualifications.

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Merchant Deposit Services

Spend more time running your business and less time running to the bank with Merchant Deposit Services. This product allows you to deposit checks from your office using a desktop scanner and bank provided software. For fees, qualifications and to apply for Merchant Deposit Services, click here.

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Merchant Services

Community Bank would like to help your business succeed in every way possible. That is why we have partnered with First Data®, a leader in payment processing solutions, to offer you easy and affordable merchant processing programs to meet today’s consumer demands.

Fast access and improved efficiency. All standard with First Data Merchant Services.

  • Visa, MasterCard, Discover Network and American Express – all organized onto one statement.*
  • Quick access to your account anywhere, anytime with Online Reporting.
  • Choose from a wide variety of advanced processing technology including wireless, Internet and PC-based options.
  • Innovative payment options for credit cards, pin-based debit, gift cards, electronic check acceptance and more.

Credit Cards
Offer your customers more payment options by accepting credit cards including Visa®, MasterCard®, Discover®, American Express®, Diners Club® and JCB®.

Debit Cards
Personal Identification Number (PIN) based and signature based debit transactions are the fastest growing form of electronic payment. This method of payment is convenient for your customers and offers you reduced fraud, faster checkout times and higher ticket averages.

Gift Cards
Build your brand and increase your sales with gift cards. Gift cards bring in new customers and gift card customers tend to spend more than just the value of the gift card.

Electronic Check Conversion
Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.

Terminals
Accepting cards is easy for you and your customer with First Data’s innovative card acceptance solutions. Whether you need a wireless solution or one integrated with your PC – we have the equipment to help your business.

Contact a First Data Merchant Services Representative or click the link below for more information.

https://contact.firstdata.com/callback.htm 

*Some restrictions apply on combining Discover and American Express onto one statement. Contact a Sales Representative for details.
 ©2008 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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